Banks close -out 2025 with strong profits, higher lending
By: Ebrima Santos Sanneh | Published: 2026-02-24 16:23:25 | Source: www.nationalmortgagenews.com
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- Key insight: Banks made $295.6 billion in net income in 2025.
- Supporting data: Banks’ net interest margin hit 3.39%.
- Forward look: Shortly after the data window, which showed no bank failures in Q4 2025, a small Chicago bank failed in January.
Banks closed 2025 profitably, with higher rates of lending and stable credit conditions, according to the Federal Deposit Insurance…
