Record senior equity shifts to heirs, not the open market

The ever-growing amount of equity seniors hold in their current homes is likely contributing to another phenomenon, as more owners are passing their property onto their heirs, who are keeping it as a place to live.

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Americans 62 and older as a group now hold $14.66 trillion of total equity as of the end of the third quarter of 2025, the National Reverse Mortgage Lenders…