More Homeowners Have a Rate Above 6% Than a Rate Below 3% For the First Time in 5 Years
By: Dana Anderson | Published: 2026-02-27 13:00:23 | Source: www.redfin.com
- 21% of U.S. mortgaged homeowners have a rate of 6% or higher, the highest share in a decade. 20% have a rate under 3%, the lowest share in 5 years.
- The shift in mortgage-rate distribution reflects the fact that rates have been above 6% for nearly 4 years.
- Redfin economists say this could be an opportune time to refinance: Rates are now below 6% for the first time in three and a half…
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