Rate enables crypto assets for mortgage qualification
By: Sarah Wolak | Published: 2026-02-23 14:00:00 | Source: www.housingwire.com
More than 10% of Americans hold digital assets, with some maintaining six- and seven-figure portfolios, according to Rate’s press release. But despite that growth, mortgage lenders have generally required borrowers to liquidate cryptocurrency holdings, potentially triggering tax consequences, or to use pledged-loan structures that can limit control over the assets.
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