Dropping tri-merge reports hikes mortgage risk, paper claims
By: Brad Finkelstein | Published: 2026-02-20 21:31:50 | Source: www.nationalmortgagenews.com
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A paper from Andrew Davidson & Co. reportedly supports the notion that dropping the tri-merge credit report standard would result in greater risk to mortgage industry participants.
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The paper was brought to media attention by the Consumer Data Industry Association.
Others stand by their views that a single pull is sufficient to use in underwriting conforming mortgages. Part of…
