All-Cash Home Purchases Ended 2025 at Five-Year Low
By: Lily Katz | Published: 2026-02-16 13:00:37 | Source: www.redfin.com
- 29% of homebuyers paid with cash in December—the lowest share for that month since 2020—as a drop in mortgage rates diminished the benefits of paying in cash.
- Cash purchases were most common in Florida and least common on the West Coast.
- 14% of buyers who took out mortgages used FHA loans—the lowest December share in four years. The share of buyers using conventional loans and…
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