Why homeowners insurance rates could stabilize in 2026

While cases exist for homeowners insurance premiums to stabilize or even decline in 2026, in 36 states and the District of Columbia they rose over a two-year period, an Insurance.com report said.

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Ironically, one of the 12 states they were lower (three reported no change between 2023 and 2025) was Florida. But the 6% decline did not change the fact that the Sunshine State had…