Refinance demand soars 20% after rates dropped last week
By: Sarah Wolak | Published: 2026-01-21 14:13:17 | Source: www.housingwire.com
The seasonally adjusted purchase index increased 5% from one week earlier. The unadjusted purchase index increased 12% compared with the previous week and was 18% higher than the same week one year ago.
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“Mortgage rates declined further last week, driving another big week for refinance applications, which saw the strongest level of activity since September 2025. The 30-year fixed rate…
